MB Financial Bank Senior Credit Analyst - 6111 N. River Rd. in Rosemont, Illinois
This position is responsible forpreparing credit write ups (CRM) including financial statement spreading and analysis while working with lending officers in obtaining credit information, and participating in calls with lessors on prospective transactions.
*ESSENTIAL DUTIES AND RESPONSIBILITIES *These are the most significant job duties performed. The size, scope and complexity of assigned duties and responsibilities are dependent on the level and experience of the incumbent. To perform this job successfully, an individual must be able to perform each assigned essential duty satisfactorily. Other responsibilities or special projects not specifically mentioned may also_ be assigned.
Preparing write-ups (CRM) will be the primary responsibility. This will entail general accounting and underwriting knowledge, as well as knowledge ofMoody’s spreading software, and other internal bank systems.
Individual will also be requires to go to various websites to obtain public information (i.e. Debt ratings, credit default swap information, background information on the company, etc.).
Individual will also participate in internal department meetings, conference calls on transactions, and some meetings with customers.
Understands and complies with all Bank policies and procedures, and federal and state laws and regulations pertinent to this position; stays informed and shares updates on changes with management. Required to successfully complete all required Compliance training.
Continuously supports the Bank’s Mission Statement and Core Values.
- This position has no direct or indirect supervisory responsibilities.
*QUALIFICATIONS *_The requirements listed below are representative of the knowledge, skill, and/or ability required to perform this job successfully. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
Bachelor's degree (B.A.) from a four-year college or university and three to five years of related experience and/or training; or equivalent combination of education and experience.
MBA is not required but a plus.
Certificates and Licenses**
Job –Specific Knowledge
Finance & Accounting -Intermediate knowledge of accounting principles and financial analysis. Understanding of balance sheet, income statement and cash flow statement.
Language Ability - Ability to read, analyze, and interpret financial statements, general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, and customers.
Reasoning Ability - Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Strong fluency with userof Windows applications and Microsoft Office programs such as Word and Excel.
Accurately inputs information into and retrieves from the computer.
Quickly learns and achieves proficiency in new software applications as needed.
Understands and is familiar with the most widely known and emerging tools, technologies and social applications.
Identifies and resolves problems.
Demonstrates attention to detail.
Demonstrates strong math aptitude.
Writes clearly and informatively. Edits work for spelling and grammar.
Presents organized and thorough information and data appropriate for intended audience.
Time Management Skills__
Demonstrates follow-up skills.
Prioritizes regular workload, special tasks and concurrent projects, allocating time and resources to ensure that work is completed accurately and efficiently within established time frame.
Self-motivated. Team-oriented. Works with minimal supervision.
Consults with Team members and management as needed to complete assigned responsibilities.
Establishes and maintains effective, collaborative work relationships both internally and externally.
*PHYSICAL DEMANDS & WORK ENVIRONMENT *_The physical demands and work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel; and to talk or hear.
- The employee is frequently required to stand; walk; sit.
- Cubicle work space with moderate noise level.
Hours of Work
Normal business hours with occasional extended hoursas needed.
Extended hours may include nights and/or weekends, but rare.
Job is always fast-paced and deadline sensitive.
Stress levels may increase during peak times.
MB Financial is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.
As a part of the MB Financial hiring process all applicants will be required to submit to and pass a pre-employment urine drug screening.