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US Foods Senior Financial Analyst in Illinois, Illinois

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The Credit Financial Analyst III analyzes credit data and financial statements of customers/vendors to determine the degree of risk involved in extending credit or lending money. Duties and responsibilities are listed below.


  • Prepare detailed written analysis with recommendations of credit terms and credit limit for prospective, market and national customers which includes:

  • In depth financial analysis projections, including "what if" scenarios of bank covenant, default probability, along with other leverage and liquidity measures

  • Credit investigation through rating agencies (D&B, S&P, Moody's, Bloomberg), industry publication and accessing information through the Internet

  • Analyzing economic and market conditions as they relate to the customer, industry and market area

  • Monitor and Analyze existing market and national account credit relationships based on periodic or event driven credit reviews, which include:

  • In-depth financial analysis of historical and projected financial performance

  • Detailed assessment of credit mitigation by identifying major trends, risks, strength and weaknesses of credit.

  • Notify management of any credit risks or contract violations.

  • Analyze and evaluate market-level performance and opportunities thru benchmarking and tiering analysis, as well as analysis of division specific performance drivers

  • Attend Credit Review Meetings and huddles as appropriate to present analysis and answer questions

  • Customer calls/visits to review and discuss financial information

  • Other duties as assigned



  • High School or GED required

  • Bachelor’s degree in Accounting, Finance, Purchasing or other analytically oriented major preferred

Related Experience:

  • Three (3) years of credit, financial or business analyst experience is required.


  • Working knowledge of financial analysis techniques and accounting principles

  • High level proficiency with Microsoft Office; (Excel, Word, Outlook) understands formulas and utilizes v-lookups; and Outlook: schedules meetings, manages calendar

  • Ability to work with a large volume of data through tools such MS Excel.

  • Ability to observe, document and make recommendations on credit recommendations.

  • Ability to work effectively in a dynamic, team-oriented environment and interact with a variety of internal and external customers in a supportive and positive manner.

  • Strong attention to detail and flexibility follow through on commitments and to work within an environment of changing priorities.

  • Strong analytical and problem solving skills.

  • Solid relationship building skills for interpersonal communication with internal and external customers and vendors.

  • Motivated self-starter that demonstrates positive attitude and business maturity.

  • Strong verbal and written communication skills, with ability to respond professionally to internal and external phone calls and correspondence.

  • Strong algebraic and problem solving capabilities.

  • Ability to work independently and in a collaborative manner; demonstrate business maturity in conduct of daily activities; serve as a role model for coordinators.

  • Ability to comprehend and interpret complex credit terms.

  • Ability to learn new systems and processes with basic training.

  • Ability to prioritize workload, meet critical deadlines and work calmly under pressure.

EOE* Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Protected Veteran/Disability Status*


We're continually updating our safety procedures and taking every measure to ensure the protection of our candidates, associates and customers. Our workplace safety efforts include using sanitized interview rooms, social distancing, providing masks and gloves and sanitizing truck cab interiors. We also have COVID-19 Wellness Checks for anyone entering our facilities and safety barriers in select locations in our production facilities. To help our customers make it in this challenging time, we’re providing robust support including webinars, one-on-one consults with our experts and detailed reopening materials.

US Foods is proud to have donated $10 million in food to help with COVID-19 relief efforts to help our local communities make it. Learn more here .

US Foods is one of America’s great food companies and a leading foodservice distributor, partnering with approximately 300,000 restaurants and foodservice operators to help their businesses succeed. With 28,000 employees and more than 70 locations, US Foods provides its customers with a broad and innovative food offering and a comprehensive suite of e-commerce, technology and business solutions. US Foods is headquartered in Rosemont, Ill., and generates more than $28 billion in annual revenue. Visit to learn more.

US Foods may collect personal information from you in connection with the application process. US Foods complies with the California Consumer Privacy Act of 2018, and its policy may be found here ( .

US Foods, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other basis prohibited by applicable law.

EEO is the Law poster is available here ( .

EEO is the Law poster supplement is available here ( .

Pay Transparency policy statement is available here ( .

US Foods is committed to working with and providing reasonable accommodation to individuals with disabilities. If reasonable accommodation is needed to participate in the interview process or to perform essential job functions, please contact our US Foods Application Accommodation Line at 866-960-5886. You will be prompted to leave a message. Please state the specifics of the assistance needed and your contact information. A member of our HR department will return your call within two business days.