MB Financial Bank Community Lending Loan Officer - Greater Chicago in GreaterChicago, Illinois
Responsible for originating conventional and government residential mortgage loans to customers who qualify based on assessment of financial and credit data. Originate loan applications for low and moderate income borrowers. Develop market in low and moderate income CRA assessment areas through partnering with direct referral sources. Enhance MB Financial Bank’s reputation as a diversity-focused lender by participating in community organizations that serve low and moderate income communities with the goal of originating loans in those communities.
The level of work is considered senior –level and you will work independently and with minimal guidance.
**Essential Job Duties:
Originates conventional and government residential mortgages and participates in related business development activities.
Builds residential mortgage business by working through contacts with realtors, builders and developers.
Provides service to customers and prospective customers seeking residential mortgage loans. Interviews applicants to obtain information concerning their needs to assist in determining whether a loan will be an acceptable risk according to their financial situation and obtains pertinent financial and credit data.
Ensures the preparation and processing of forms and legal documents required for residential loans and follows the loans to ensure compliance with terms. Negotiates terms and conditions with applicants.
Stays informed on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
Meets with customers in locations other than the personal residence of the loan officer.
Acts as a role model and professionally represents MB Financial at work and in the community; takes action to establish and build our brand.
Supports, enhances and helps lead within our MB Financial culture and role models within cultural pillars.
Performs additional responsibilities as needed.
_For Remote Loan Officers, the following also applies:
Maintain customer information by scanning into MB’s loan origination system and then shredding, utilizing the MB-provided shredder and/or shredding service. As a result, customer information will not be maintained at the personal residence of the loan officer.
Bachelor’s Degree or equivalent work experience
3 to 5 years of related work experience
Financial services industry experience preferred
Demonstrated ability to exceed established sales goals
Enthusiastic, self-motivated with ability to interpret and analyze customers’ needs on a continual basis
Excellent business development skills
Knowledge of systems including Microsoft Office suite and proprietary software products used in support of the business.
This position requires S.A.F.E. Act registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
**Working Conditions and Demands (If Applicable):
MB Financial is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.
As a part of the MB Financial hiring process all applicants will be required to submit to and pass a pre-employment urine drug screening.
Valid and current driver’s license required for travel to meet with prospects and customers